You would think that a man’s personality is so hard to understand. You can spend time with him, talk with him meet his friends and family. But is it really difficult?
Personally I want to describe myself as spontaneous, interesting and some one you will enjoy getting to know in time.
My father told me when I first started to work that I should save. He said that even how littke my salary was, I should start saving. And that the amount of salary should not constrain you from saving. That saving is a matter of choice, not a matter of how much you make. Of course I think it was his way of still gently controlling my life. But six years later, he is, not surprisingly, right.
My father is known from family circles as a very stingy person. I remember telling him that even at school expenses it was never easy to ask him for money. Money for books and school field trips are like battles to be earned. And in that aspect, I was a seasoned veteran before I graduated college. But my father’s stinginess is not at all bad. The negative aspect only comes from those people who are deep in debt, no money saved from emergencies and can never invest in something without taking out a loan. When crises comes my father is always set monetary wise. An enviable trait. Bit one that makes nobody popular. Every practice of being financially prudent is not a good way to live. Trust me, it is no fun to be raised that way.
After I started working, my father still asks me if I have a savings. And as you have guessed it right, I don’t. Every year my salary climbed up until up to a point that I earn more than my father. But still, no savings. You really have to admire my old man for having sent three kids through college, build two houses, buy a car with that much of a salary. Of course my mother helped, but really, it was my father’s not so endearing qualities are what managed to get us all of those things.
I feel ashamed to think that with my salary, without any family responsibility, only managed to get me by. Sometimes, I still need the help of credit cards. My father told me that I just work to feed my toilet bowl. Funny how he phrased it but looking at my credit card purchases, he is always, dead on.
My Credit card items
- Supermarket
- Restaurant
- Supermarket
- Shoes
- Supermarket
- Drinking bar
- Restaurant
- Socks
- Bookstore
10. Supermarket
11. Coffee shop
Ok so there are other non food items. But apart from the shoes, more than 90% of my monthly bill ends up in food purchases. Food that end up in crap.
So really, if you saw my credit card bill and you try to make guess my personality, it is not really hard to do. A person who lives his life around food. Of course if you tell this to my face you and I will have a serious problem. I will tell you that I am thinking, interesting person. But this moment, I am humble enough to admit. If I don’t change the habit, I will never like my future self.
This does not end up with all the whining. I just needed to admit these facts to accept a challenge to myself that in the near future, I dedicate a sizable portion of my earnings to:
- Savings
- Buying a house
- Buying a car
Whoa!! Goodluck with all that!
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Tags: credit card, food, food addict, realities
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